We all like to think that we are unlikely to be in a position to need this type of cover. It is designed to give our clients an ongoing income if they are unable to work due to an accident or long term sickness. Income Protection replaces a significant portion of your monthly pay cheque.
How long the cover lasts and how much of your salary you receive will depend on your policy.
NB There are other providers of Payment Protection Insurance [Short-term Income Protection] and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at https://www.moneyadviceservice.org.uk/en
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